thankful for emergency fund

In April my grandfather passed away. He lived in Ohio, so we needed to go there to say our good byes and be there for my grandmother. The trip cost about $800. This came from emergency money.

More recently I have experienced the passing of my older brother, Eric just 4 weeks ago actually. Well, since I am unable to get out of bed sometimes, the thought of going back to work seriously frightens me. Fortunately I still have an emergency fund in place so that I can just be but still can pay my bills. Even better I am able to help my younger brother who is also not going back to his main job yet (he had actually quit to take care of my grandmother which was so noble.)

If I was sinking in debt (we have none) or even living paycheck to paycheck these losses may have further brought me into despair if I could not take the time I need to grieve.

I can not stress enough how important an emergency fund is. I urge you to start today by thanking the Lord for a new day and finding TEN ways you can get $100 to open a savings account. Your goal is to have it at $1000, but start with $100. What can you sell on ebay, craigslist, etc. Any old gold you can sell? What can you cut from your budget? Do you have a jar with spare change? Cash it in. Call to see if you can get your car, house, life, etc. insurance policies decreased. Can you pick up a side job or even a temporary part time job (babysitting, house painting, etc?)

Every family needs at least $1,000 in an emergency fund at all times.
Paying off debt is important but just pay the minimum on all debt until you have at least $1,000 in a savings account (DO NOT KEEP THIS MONEY IN YOUR CHECKING ACCOUNT!)

This is my challenge to you. Please email me when you have figured out how to get $100 to start this emergency fund. I am praying you can have this by Fri. so you can open up a savings account!!!

I would be even worse off without my emergency fund. And of course the Lord, who loves us all so.

-Becky